AimLoan.com Mortgages

AIMLOAN.COM MORTGAGES

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AIMI is not for a first-time home buyer or refinancer.  In fact, I would hesitate to use them on a purchase loan at all, since they tend to run late on funding.  (We’ve closed 3 loans with them.)  However, if you know what you’re doing and you have your paperwork in order, for refinance transactions, they’re the lowest cost money around.  We have multiple rental properties and are self-employed, so loans are always a mess for us, but AIM has been able to do it 3 times now.
As I said, you have to know what you’re doing and be willing to push a little.  If you want hand-holding, go pay an extra 2-3 points to use your local mortgage banker instead.  However, if you want the lowest cost money available, AIM is the place to go.
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