Journey® Student Rewards from Capital One®

JOURNEY® STUDENT REWARDS FROM CAPITAL ONE®

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Approval Odds
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CARDHOLDER RATING DISTRIBUTION (236)

  • 5 stars
    68%
  • 4 stars
    18%
  • 3 stars
    4%
  • 2 stars
    3%
  • 1 stars
    7%

CARD DETAILS

Balance Transfer Intro APRNot Applicable
Balance Transfer Regular APR19.8%* Variable
Purchase Intro APRNot Applicable
Purchase Regular APR19.8%* Variable
Annual Fee$0

HOW CREDIT KARMA CAN HELP

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MOST HELPFUL POSITIVE REVIEW


GREAT BUILDING/REBUILDING CARD!
Helpful to 1216 out of 1301 people
I applied for this card about 9 months ago and received an instant approval for $500 limit.  I had no established credit and was a huge risk to lenders, but CapOne have me a chance.  I’ve earned a ton of rewards just for using it as I would my debit card, and I always PIF on all my cards.  I am now at a happy 715 CS with other major cards, but I still highly recommend this card over any other building/rebuilding card! The only negative is that as of now, my limit is only $750, I have 3 cards with limits above $2,500, but I’ve never approached closer than 35% of my limits ever. All in all it is a great first card!
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